Our desire is to find a BETTER way for our clients to improve and organize their financial lives into an easy-to-understand format. We do this through the Cadence FORMula.
We offer services to address the following areas:

PARTERNING WITH PEOPLE
to help provide insight, clarity, and direction to choose the right tracks for financial independence
We work closely with Elder Attorneys* and Tax Professionals* who provide the following services:
Trusts Special Needs Trusts Wills Probate Charitable Giving Estate Planning Tax Planning
*These Professionals are not affiliated with Penn Financial Services LLC.
MEET OUR TEAM
Michael (Mickey) Knaub
Founder and President
Michael J. Knaub (“Mickey”) began his career in the industry in 1985 with Penn Mutual Life Insurance as a life agent. He was also a residential services coordinator and oversaw the benefit plan for a facility with special...
Bernard M. Avon, Jr.
Financial Advisor
For more than 15 years, Bernard worked in the engineering industry. His focus included problem solving, reviewing systems requirements/logic, and creating instructions to test equipment and products. He planned project schedules and...