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Michael J. Knaub and Bernard M. Avon Jr. are registered representatives of, and securities are offered through, USA Financial Securities Corp., 6020 E. Fulton St. Ada, MI 49301. Member FINRA/SIPC. Bernard M. Avon Jr. is also an investment advisor representative of USA Financial Securities, a registered investment advisor. Penn Financial Services LLC. is not affiliated with USA Financial Securities. Michael J. Knaub and Bernard M. Avon Jr. are authorized to transact securities related business and investment advisory services only in states where they are properly registered. For investment products and services these states include: (Michael: FL; GA; NC; NH; OH; PA; SC; VA) (Bernard: NC; PA). For investment advisory services these states include:(Bernard: NC; NJ; PA; VA). Additionally, clients who are not residents of these states cannot be serviced. This website is not intended to provide investment, legal, or tax advice, nor to effect securities transactions or to render personal advice for compensation.